·Funding path
Revenue-based financing
Funding whose repayment flexes with your sales. When revenue rises you pay more, and when it dips you pay less — a structure built for businesses with seasonal or uneven income.
Checking your options is a soft inquiry that won't affect your credit score. Moving forward with funding may require a hard credit pull and supporting documentation.
What it is
Revenue-based financing ties repayment to a percentage of your incoming sales rather than a fixed monthly installment. Because the payment scales with revenue, busy months repay faster and slower months ease the load. It's often used by businesses with strong but variable cash flow.
Who it's best for
This structure suits businesses with consistent sales volume but seasonal or uneven timing — retail, hospitality, e-commerce, and service businesses with steady card or deposit activity. If a fixed payment would feel heavy in a slow month, revenue-linked repayment can be a better match.
How the funds work
- Disbursement
- Typically provided as an up-front amount based on your revenue history.
- Repayment
- A share of ongoing sales or deposits, so the amount rises and falls with revenue.
- Cost
- Often expressed as a factor or fixed payback amount rather than an interest rate. We'll explain the total cost.
- Best paired with
- Strong sales volume with seasonal or uneven timing.
Example use cases
- Pre-season inventory
- Bridging a seasonal lull
- Marketing ahead of a busy period
- Short-term growth pushes
- Smoothing uneven cash flow
Does revenue-linked repayment make sense?
Book a short underwriting call and we'll map the routes you're most likely to qualify for. Checking your options is a soft inquiry that won't affect your credit score. Moving forward with funding may require a hard credit pull and supporting documentation.