·The process
How it works
A cleaner path from "I might need funding" to a decision you understand — starting with a soft-pull review, a short call, and clear next steps. No mystery steps, no bait-and-switch.
Checking your options is a soft inquiry that won't affect your credit score. Moving forward with funding may require a hard credit pull and supporting documentation.
01Step by step
Four steps, plainly
Tell us the basics
Share your monthly revenue, time in business, and what you need the funds for. This is enough for a soft-pull review of your options.
We map best-fit routes
On a short call we match you to realistic structures — term loan, line of credit, or revenue-based financing — and explain the tradeoffs.
Submit cleanly
If you want to proceed, we help package your file so underwriting moves quickly. Any hard credit pull or documentation is disclosed first.
Review terms & fund
You review the actual terms and payment schedule, ask questions, and only move forward if it works for you.
02Soft vs. hard credit pulls
What "soft pull first" really means
When you first check your options with us, that review relies on a soft credit inquiry and the business details you provide. A soft inquiry does not affect your credit score and isn't visible to other lenders as an application.
If you decide to move forward toward an actual offer, a lender may need a hard credit pull and supporting documentation to finalize terms. A hard pull can affect your score and is something you'll be told about before it happens — never as a surprise.
Start with a no-pressure review
Book a short underwriting call and we'll map the routes you're most likely to qualify for. Checking your options is a soft inquiry that won't affect your credit score. Moving forward with funding may require a hard credit pull and supporting documentation.