Terms & Conditions

1. Agreement to terms

These Terms & Conditions ("Terms") govern your use of the website and services provided by Discover Business Loans ("Discover Business Loans," "we," "us," or "our"). By accessing or using the site, you agree to these Terms. If you do not agree, please do not use the site.

2. What we do

Discover Business Loans is a funding marketplace and broker. We help businesses compare and connect with financing options from third-party lenders and funding providers. We are not a bank or a direct lender, we do not make credit decisions, and we do not guarantee funding, approval, amounts, rates, or terms. Any financing is provided by third parties under their own agreements.

3. No offer or commitment

Nothing on this site is an offer or commitment to lend or fund. Product descriptions, qualifications, and examples are illustrative and general in nature. Actual availability and terms are determined by the relevant lender after underwriting.

4. Eligibility and accuracy of information

You represent that you are authorized to act on behalf of your business and that information you provide is accurate and complete. Providing inaccurate information may affect the options available to you.

5. Credit inquiries

Checking your options generally involves a soft inquiry that does not affect your credit score. Proceeding toward an offer may require a hard credit pull and additional documentation, which can affect your score; you will be informed before any hard pull occurs.

6. Third-party services

Our site may link to or integrate third-party services, including a scheduling provider and lenders in our network. We are not responsible for the content, products, or practices of third parties, and your dealings with them are subject to their own terms.

7. Intellectual property

The site and its content are owned by Discover Business Loans or its licensors and are protected by applicable law. You may not copy, reproduce, or distribute the content without permission.

8. Acceptable use

You agree not to misuse the site, interfere with its operation, attempt unauthorized access, or use it for any unlawful purpose.

9. Disclaimers

The site and services are provided "as is" and "as available" without warranties of any kind, express or implied, to the fullest extent permitted by law. We do not warrant that the site will be uninterrupted, error-free, or secure.

10. Limitation of liability

To the fullest extent permitted by law, Discover Business Loans will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the site or services.

11. Indemnification

You agree to indemnify and hold harmless Discover Business Loans and its affiliates from claims arising out of your use of the site or your breach of these Terms.

12. Governing law

These Terms are governed by the laws of the State of New York, without regard to its conflict-of-laws rules. The state and federal courts located in New York will have jurisdiction over any dispute arising from these Terms.

13. Changes to these terms

We may update these Terms from time to time. Continued use of the site after changes take effect constitutes acceptance of the revised Terms.

14. Contact

Questions about these Terms? Contact Discover Business Loans by booking a call through this website.